許容利用ポリシー
1. Introduction
By using Evonet Services, Merchants agree to comply with this Policy, Evonet’s Service Agreement, and all applicable laws and regulations.
2. Prohibited or Restricted Merchant Segments and Activities
Merchants or Activities that are classified as Restricted (Restricted) below may be accepted only after Enhanced Due Diligence (EDD), valid licensing, and Evonet’s explicit approval. Evonet will not process or acquire transactions related to the following industries or activities that are classified as Prohibited (Prohibited). Evonet has the sole discretion for the provision of services to merchants and may decide to prohibit or terminate service without cause.
| Category | MCC (if applicable) | Notes |
|---|---|---|
| Adult entertainment / Pornography | 5967 | Includes online adult content, escort services; Prohibited/ Restricted (Market dependent) |
| Gambling / Betting | 7995 | Online/offline gambling, betting, lotteries; Prohibited |
| Weapons, Firearms, Ammunition | — | Includes weapon parts, military goods; Prohibited |
| Narcotics / Controlled Substances | — |
Includes illegal drugs, controlled substances, drug paraphernalia, and unlicensed sale or distribution of prescription medications; Prohibited/ Restricted (Market dependent)
|
| Counterfeit or Infringing Goods | — | Pirated software, counterfeit brands; Prohibited |
| Copyright-infringing digital content | Various MCC | Pirated digital goods (games, media); Prohibited |
| Human trafficking / Escort / Sex services | — | Prohibited |
| Pyramid / Ponzi / Cash gifting | — | Including “get-rich-quick” schemes; Prohibited |
| Unlicensed Financial / Investment Services | 6211 / 6012 | Forex, unlicensed securities; Prohibited |
| Unregulated Crypto / NFTs / Stored Value Wallets | 6051 | Prohibited/ Restricted (Market dependent) Only licensed VASPs will be considered. |
| Unauthorized Payment Facilitators / ISOs | 4829 | Prohibited Payment aggregation without license |
| Spyware / Surveillance equipment | 5045 / 5734 | Prohibited Hidden devices, hacking tools |
| Payday loans / Illegal lending | 6012 / 6051 | Prohibited Unlicensed lending |
| Academic ghostwriting/cheating | — | Prohibited Essay mills, tutoring fraud |
| Charities (unlicensed) | 8398 | Prohibited/ Restricted (Market dependent) Only pre-approved charities allowed |
| IPTV / Illegal streaming | 4899 | Prohibited Unauthorized content platforms |
| Skill-based games with cashout | 5816 | Prohibited/ Restricted (Market dependent) Multi-merchant platform onboarding prohibited |
| Real estate rentals | 6513 | Prohibited/ Restricted (Market dependent) Rentals or property management |
| Products violating card brand rules | MCC’s may vary | As per Visa/Mastercard T&Cs |
| Subscription / Recurring Billing | 5968 | Restricted Must disclose full subscription terms, cancellation, and reminders 7 days before charge |
| Digital Goods / Virtual Items / Live Streaming/ Gifting Platforms | 5816 / 5817 | Restricted Provide copyright authorization, DMCA compliance, no cashout |
| Software / SaaS / Programming Services | 5734 / 7372 | Restricted Must prove ownership or license; PC support bundling not allowed |
| Jewelry / Luxury Goods | 5944 / 5094 / 5681 | Restricted Proof of legitimate source, transaction limit ≤ USD 5,000 |
| Health, Nutraceuticals & Supplements | 5499 | Restricted Must comply with local regulations, exclude CBD/steroids |
| Alcohol | 5921 / 5813 | Restricted Valid license per country, age verification required |
| Travel & Hospitality (OTA, Ticketing) | 4722 / 7011 | Restricted Proof of legitimacy, refund terms required |
| Education / Coaching / Consulting | 8299 | Restricted Financial/Investment training must be licensed |
| Marketplace / Multi-Merchant Platforms | 5262 | Restricted Each sub-merchant must undergo KYC/AML review |
| Distribution / Reselling | MCC’s may vary | Restricted Must provide supplier/distribution agreements |
3. Merchant Responsibilities
a) Comply with all applicable laws, AML/KYC, and card brand regulations.
b) Submit business registration, AML policy, financial reports, and ownership info.
c) Maintain transparent refund, cancellation, and support policies.
d) Implement anti-fraud and compliance controls.
e) Retain transaction data for at least 5 years.
f) Cooperate with Evonet audits and monitoring.
g) Avoid structuring transactions to evade risk limits.
4. Prohibited Countries
Evonet will not process transactions from or to:
5. Enforcement & Amendments
Evonet may suspend, terminate, or withhold funds for violations.
The latest version is published at: https://evonetglobal.com/company-policies